Regulation & Supervision Research

1. The Present State of Microcredit Industry Research Project  (Completed) 

Commissioned by China Micro-Credit Companies Association in early 2018, CAFI conducted questionnaires survey and interviewed the Beijing Municipal Bureau of Financial Work and Beijing Micro-Credit Association, and carried out a field research in Guizhou, Shenzhen and Shandong to collection information. 

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2. Research Project on Agency-Lending Business  (Completed) 

In April 2019, CAFI established a research team in conjunction with Ping An Pu Hui, the micro-lending arm of the financial services giant Ping An Group, to conduct research on agency-lending business. The project is intended to scrutinize existing regulatory principles and approaches concerning agency-lending operations and give an assessment to agency-lending practices. The project team conducted fact-finding tours to a handful of institutions in Shanghai and Beijing and hosted a closed-door conference to solicit opinions and recommendations from concerned parties.

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3. Research Project on Present State and Policy Research on Customers of Digital Financial Platforms  (Completed) 

In early 2019, CAFI launched an in-depth research project on the customers of digital financial platforms. The project is intended to shed light on the impact of digital financial platforms on their customer base from the vantage point of financial inclusiveness and financial health. For this purpose, CAFI hosted a research proposal conference to solicit suggestions from policy makers and regulators, representatives from digital financial platforms, and other esteemed experts and conducted online surveys via several partners and platforms.

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