RESEARCH
Projects
Rural Finance

1. CGAP Research project: CICO2digital—Transition from Cash-in Cash-out to Digital Payment  (Completed) 

In late September 2019, CAFI won the bidding for a study project, namely CICO2digital—Transition from Cash-in Cash-out to Digital Payment, provided by the Consultative Group to Assist the Poor (CGAP) at the World Bank Group. In the following half year, CAFI conducted interviews and questionnaire surveys with regulators, banks and other fnancial institutions of varied sizes to acquire insights into the situation and data of payment industry and studied the transition from legacy payment to digital payment methods in Chinese society and economy.


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2. Rural E-Commerce Value Chain Research Project (Completed) 
In June2019, CAFI acted as the project executor for CGAP's Analysis of Rural E-Commerce Value Chain research projects, partook in interviews and researches orchestrated by CGAP to the country's major e-commerce platforms including cun.taobo.com, JD.com, and Pinduoduo. The program is intended to inquire into the e-commerce value chain in China and investigate digital ecosystem's contributions, in economic and financial terms, in fostering the development of rural ecommerce and improvement of life of low-income rural residents. 


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3. Rural Microfinance Interest Rate Study (Completed) 

CAFI launched this project in late 2016 with an aim to examine the status quo of Rural Microfinance Interest Rate in China from multiple perspectives. It takes Xiapu County (Fujian Province), Chengde County (Hebei Province) and Jingtai County (Gansu Province) as case study and examines the cases from both supply and demand side. From the supply side, the study compares CFPA Microfinance with other rural financial institutions and analyzes their difference in interest rate composition and pricing. From the demand side, it analyzes farmers’ interest rate affordability, the cost of different financing channels and farmers’ subjective evaluation of the interest rate.


please click here to view the report